Commercial Insurance Solutions

Coverage Built Around Your Business

Commercial insurance solutions designed to protect your operations, assets, and long-term growth.

Commercial Property

Protect buildings, equipment, and physical business assets from unexpected loss.

General Liability

Coverage for everyday risks across your business operations.

Workers’ Compensation

Protect employees and meet required workplace coverage standards.

Commercial Auto

Coverage for business vehicles and transportation-related risks.

Disability Insurance

Income protection for employees or business owners during disabilities.

Inland Marine

Coverage for tools, equipment, and property while transported or off-site.

Crime Insurance

Protection against theft, fraud, employee dishonesty, and financial crime.

Commercial Flood

Coverage for flood-related damage to commercial buildings, equipment, and business property.

Ocean Cargo

Protect shipments and goods while in transit across domestic and international waters.

Excess Liability / Umbrella

Extend liability protection beyond standard policy coverage limits.

Cyber Protection

Protect your business from data breaches and evolving cyber threats.

Equipment Breakdown

Protection for essential machinery and equipment failures.

Business Interruption

Coverage for lost income caused by covered disruptions or shutdowns.

Product Liability

Protection against claims related to manufactured or sold products.

Wrap-Up Policies

Consolidated liability coverage for large construction projects.

Builders Risk

Protect projects, materials, and equipment during construction phases.

EPLI (Employment Practices Liability)

Coverage for employment-related claims including wrongful termination or discrimination.

Directors & Officers (D&O)

Protect company leadership from management-related liability claims.

Professional Liability (E&O)

Coverage for claims related to professional services and advice.

Business Owners Policy (BOP)

Bundled coverage combining property and liability for small businesses.

Surety Bonds

Financial guarantees for contracts, licensing, and compliance obligations.

Liquor Liability

Coverage for businesses serving or selling alcohol.

Environmental Liability

Protection against pollution-related claims, environmental damage, and cleanup costs.

Medical Malpractice

Protection designed for healthcare professionals, practices, and medical organizations facing today’s evolving liability risks.

Our Approach

Business Protection. Personal Peace of Mind.

From commercial operations to personal coverage, Stellar provides insurance solutions designed around every stage of life and business.

Personal Insurance Solutions

Protection Tailored to Your Lifestyle

Protection designed for your home, vehicles, family, and everyday peace of mind.

Personal Auto Insurance

Coverage for personal vehicles, liability, and everyday driving protection.

Homeowners Insurance

Protection for your home, belongings, and property-related liabilities.

Renters Insurance

Affordable coverage for personal belongings and rental liability.

Condo Insurance

Protection tailored for condominium owners and personal property.

Boat Insurance

Protection for boats, watercraft, and marine liability.

Valuable Items Coverage

Coverage for jewelry, collectibles, fine art, and other high-value items.

Motorcycle Insurance

Protection for motorcycles, riders, and road-related liabilities.

Flood Insurance

Coverage for business vehicles and transportation-related risks.

RV Insurance

Coverage for RVs, campers, and recreational vehicles.

Personal Umbrella

Extra liability protection beyond standard personal policies.

Life Insurance

Financial protection and long-term security for loved ones.

Disability Insurance

Income protection during illness or injury.

Landlord Insurance

Coverage for rental properties and landlord liabilities.

Jewelry Insurance

Protection for valuable jewelry and luxury personal items.

Vacation Home Insurance

Coverage for seasonal, secondary, or vacation properties.

Identity Theft Protection

Protection against identity fraud and financial theft risks.